No mail-merge state law. Each page is a research starting point built around that state’s own statutes and dispute path. Check the current official text before relying on a deadline, dollar threshold, lien priority, or foreclosure remedy. General information, not legal advice.
Alabamajudicial; limited priority lien; statute and property type controlAlaskajudicial foreclosure; limited priority depends on statutory lien rulesArizonajudicial lien enforcement; mortgage priority varies by lien and property typeArkansasdocument-driven enforcement; recorded lien and governing documents controlCaliforniajudicial or nonjudicial lien foreclosure; statutory safeguards and ADR rulesColoradojudicial; limited priority lien; statute and property type controlConnecticutjudicial; limited priority lien; statute and property type controlDelawaremortgage-style foreclosure; board vote and delinquency gates applyFloridajudicial foreclosure; presuit mediation for many HOA disputesGeorgiadocument-driven enforcement; recorded lien and governing documents controlHawaiijudicial or statutory nonjudicial foreclosure; charge type affects the routeIdahocondominium lien may use deed-of-trust-style power of saleIllinoisjudicial lien enforcement; mortgage priority varies by lien and property typeIndianacondominium assessment lien foreclosed by suitIowajudicial lien enforcement; mortgage priority varies by lien and property typeKansaslargely document-driven; court foreclosure is the conservative defaultKentuckycondo liens use judicial mortgage-style foreclosure; HOA rules varyLouisianajudicial lien enforcement; mortgage priority varies by lien and property typeMainejudicial lien enforcement; mortgage priority varies by lien and property typeMarylandjudicial lien enforcement; mortgage priority varies by lien and property typeMassachusettsjudicial condominium lien enforcement; limited priority rules applyMichigancondo lien may use court foreclosure or foreclosure by advertisementMinnesotajudicial or power-of-sale foreclosure; 6-month post-mortgage survival lienMississippicondo lien may use statutory power of sale; subdivision HOA rules varyMissouricondos: judicial or power of sale; 6-month priority varies by routeMontanadocument-driven; court foreclosure is the conservative lien routeNebraskacourt-driven lien enforcement; HOA collection rules add safeguardsNevadanonjudicial lien sale; up to 9 months of assessments in priority sliceNew Hampshirejudicial condo lien; 6-month priority depends on lender noticesNew Jerseyjudicial lien enforcement; 6-month priority reaches qualifying CICsNew Mexicomortgage-style lien foreclosure; no statutory super-priorityNew Yorkjudicial lien enforcement; mortgage priority varies by lien and property typeNorth Carolina90-day gate for power-of-sale; fine-only liens require courtNorth Dakotadocument-driven enforcement; statute and recorded documents control liensOhiomortgage-style judicial lien foreclosure for condos and planned communitiesOklahomaHOA mortgage/deed-of-trust methods; condo foreclosure by suitOregonlien foreclosure suit; condo priority can change after lender noticePennsylvaniamortgage-style judicial foreclosure; limited assessment priorityRhode Islandstatutory public-auction condo lien sale; limited 6-month prioritySouth Carolinajudicial lien enforcement; mortgage priority depends on lien typeSouth Dakotadocument-driven; condo statute lacks a modern lien-foreclosure codeTennesseecondos: judicial or power of sale; capped 6-month proceeds priorityTexasHOA court-authorization gate; condos may use judicial or power-of-sale routeUtahjudicial or nonjudicial lien foreclosure; owner election rights may applyVermontjudicial; 6-month priority; payment-plan step before foreclosureVirginiajudicial or nonjudicial foreclosure; debt threshold and notice gates applyWashingtonjudicial or power of sale; 6-month priority; preforeclosure safeguardsWest Virginiamortgage-style UCIOA lien foreclosure; limited priority rules applyWisconsincondominium assessment lien uses mortgage-style judicial foreclosureWyomingdocument-driven; no comprehensive statutory assessment-lien regime